Is my Medicare plan ending in San Jose, CA?
Medicare plans are set by county. San Jose is in Santa Clara County, so the plans listed as leaving Santa Clara County for 2027 apply to San Jose residents.
Quick answer for San Jose
18 Medicare plans are from 9 companies listed in Santa Clara County for 2026 but not for 2027, covering at least 15,819 people enrolled today. If you live in San Jose and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Santa Clara County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Kaiser Permanente | 1 | 4,613 |
| Anthem (Elevance Health) | 2 | 3,818 |
| UnitedHealthcare | 1 | 2,377 |
| Alignment Healthcare USA | 2 | 2,167 |
| Molina Healthcare | 5 | 1,732 |
| Aetna (CVS Health) | 3 | 1,003 |
| SCAN Group | 1 | 109 |
| Cigna HealthSpring (HCSC) | 2 | not listed |
| Curana Health Holdings | 1 | not listed |
Plans going away in Santa Clara County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Kaiser Permanente Dual Complete North P2 (HMO D-SNP) H8794-002 | Kaiser Permanente | 4,613 |
| Anthem Prime (HMO-POS) H4161-010 | Anthem (Elevance Health) | 2,863 |
| AARP Medicare Advantage from UHC CA-10 (HMO-POS) H0543-193 | UnitedHealthcare | 2,377 |
| Alignment Health Honor+ Plan (HMO) H3815-052 | Alignment Healthcare USA | 1,189 |
| Central Health Classic Care Plan III (HMO) H5649-023 | Molina Healthcare | 1,036 |
| Alignment Health the ONE (HMO) H3815-034 | Alignment Healthcare USA | 978 |
| Anthem Medicare Advantage (HMO-POS) H0544-108 | Anthem (Elevance Health) | 955 |
| Aetna Medicare Enhanced (PPO) H5521-676 | Aetna (CVS Health) | 661 |
| Central Health Embrace Care Plan (HMO C-SNP) H5649-025 | Molina Healthcare | 553 |
| Aetna Medicare Eagle (PPO) H5521-369 | Aetna (CVS Health) | 342 |
| Central Health Embrace Choice Plan (HMO C-SNP) H5649-026 | Molina Healthcare | 121 |
| SCAN MyChoice (HMO) H5425-120 | SCAN Group | 109 |
| Central Health Valor Care Plan (HMO) H5649-030 | Molina Healthcare | 22 |
| Advantage Care (HMO) H3274-005 | Curana Health Holdings | 10 or fewer |
| Central Health Dual Access Plan (HMO D-SNP) H5649-024 | Molina Healthcare | 10 or fewer |
What to do if you live in San Jose
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near San Jose are covered by any plan you consider.
- Free, unbiased help: California HICAP (Health Insurance Counseling and Advocacy Program) at 800-434-0222, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in San Jose?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in San Jose?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
San Jose residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for San Jose: San Jose health insurance · Santa Clara County · All California plans ending for 2027 · San Jose population 969,655 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.